Will a Roof Leak with Missing Shingles? What Every DC, VA, & Philly Homeowner Needs to Know

Douglas Roofing
February 25, 2026
5 min read

Will a Roof Leak with Missing Shingles?

If you’re staring up at a dark patch on your roof where a shingle used to be, you’re probably asking the most urgent question a homeowner can have: "Will my roof leak with missing shingles?"

The short answer from the team here at Douglas Roofing is: Yes. It isn't a matter of if, but when.

Since 1985, when Larry and Michelle Rimel started this company, we’ve seen how the Mid-Atlantic climate treats a vulnerable home. From the heavy "Nor’easters" in Philadelphia to the tropical remnants that blow through Richmond and DC, our weather doesn't give you a grace period.

Here’s why missing shingles on your roof are an emergency in disguise—and how our family can help you turn a potential disaster into a fully covered home restoration.

The "Anatomy" of a Leak

Many homeowners think the shingles are the only thing keeping the rain out. In reality, your roof is a layered system. Underneath those shingles is a felt or synthetic underlayment and your wooden roof decking.

Exposed synthetic underlayment caused by high winds.

When you have missing roof shingles, that underlayment is suddenly doing a job it wasn't designed for. It’s like wearing a windbreaker in a monsoon—it might hold for a minute, but eventually, the water wins.

  • Seepage: Rain finds the nail holes left behind by the torn shingle.
  • Wood Rot: Once water hits the plywood decking, it begins to soften.
  • The Attic Surprise: By the time you see a brown spot on your living room ceiling, the insulation in your attic is likely already soaked and growing mold.

What to Do About Missing Shingles Right Now

If you’ve discovered i have missing shingles on my roof, don't panic, but don't wait. Here is the Douglas Roofing "Battle Plan":

  1. Avoid the "Quick Patch" Trap: You might be tempted to search for how to fix missing roof shingles and climb up there yourself. But if your roof is over 10 years old, the surrounding shingles are likely too brittle to lift without breaking. You could end up causing more leaks than you fix.
  2. Document Everything: Take photos from the ground. Insurance companies respond best to clear evidence of storm-related "uplift."
  3. Call an Insurance Expert, Not Just a Roofer: Most roofing companies just want to give you a repair estimate. At Douglas Roofing, we act as your advocate. We’ve spent decades reading the fine print of insurance policies in VA, MD, and PA to ensure homeowners get the maximum coverage they deserve.

Why Your Insurance Company Wants You to Ignore the Leak

Insurance adjusters are often looking for "preventable maintenance" excuses. If you have missing shingles after a storm and you wait six months to call, they may claim the resulting water damage was your fault for not acting sooner.

However, if you call us immediately, we can often prove that the missing shingle is part of a larger "system failure" caused by wind. Because we understand the local codes from Virginia to Philadelphia, we can often argue for a full roof replacement funded by your insurance, rather than a cheap, $500 patch that won't protect you next winter.

The Douglas Legacy: Honest Advice for Your Family

When Douglas Rimel took over the reins of the company his parents built, he kept the core mission the same: Total Honesty. We aren't here to sell you a small repair that we know will fail in two years. If your siding is loose, your gutters are backed up, or your shingles are flying off, we provide an insightful, full-scale solution. We specialize in full exterior replacements because that is the only way we can put our family name on the finished product and know you’re safe.